The Ultimate Guide to Mixed Use Financing

A building with a convenience store underneath

Have you ever seen a residential building with a retail shop underneath? These properties are referred to as “mixed-use” properties because they’re used for both residential and commercial purposes. Whether it’s a small apartment with a convenience store or a condo with luxury retail outlets underneath, mixed-use buildings are quite common—especially in cities like New…

Read More

How to Get Preapproved for a Mortgage

A person handing over a document and a pen to another person

Have you ever heard of the 30% rule? It’s a widely touted piece of financial advice that says you should spend no more than 30% of your income on rent. Financial experts believe that adhering to this rule helps you live within your means. But why spend 30% of your income on renting a home…

Read More

A Beginner’s Guide to VA Loans

Parents reading a book with a child

Serving in the armed forces is one of the noblest jobs out there. Our esteemed military personnel work tirelessly to protect our shores and defend our freedoms. Therefore, if anybody deserves to own a home, it’s our nation’s 1.4 million active military personnel and 19 million veterans. But what if you’re in the military but can’t…

Read More

Documents Required for No W2 Loans

A person explaining a document to another person

What is W2? A W2 document is a form that contains the information you’ll need to submit your salary or wage information to the Internal Revenue Service (IRS) when filing your taxes. The percentages of local, state, and any taxes taken from your salary may also be listed on your W2. You’ve most certainly received a W2 if…

Read More

What is a Jumbo Mortgage and Who Needs One?

A notebook and calculator placed on a stash of money

Are you interested in jumbo mortgages but clueless about them? Well, you’re in the right place then! We’ve prepared the ultimate guide on jumbo mortgages to help you out. What is a Jumbo Loan? A jumbo loan is a mortgage that exceeds the federal government’s conforming lending limit. These loans, which are intended to finance expensive…

Read More