What Is a Jumbo Loan?

A Jumbo Loan or Jumbo Mortgage is a type of loan that sometimes exceeds the governments limitation for loans set at the beginning of each calendar year. The value of a Jumbo Loan varies from state to state and even from municipality to municipality.

While requirements for a Jumbo Mortgage change from year to year, you can always count on the fact that in order to obtain a Jumo Loan your credit score must be stellar, some say over 700.  You'll also need a very low income to debt ratio. In addition, you should be able to show pay stubs and your most recent W2 forms to reconcile your proof of income.

Rates on Jumbo Loans vary but you can usually count on higher interest rates with these types of loans, although when you obtain a Jumbo Loan with us here at Atlantic Home Capital in Farmingville and Ft, Lauderdale Florida, you can be assured you are receiving the absolute best interest rate possible.


Jumbo Loan Graphic

Atlantic Home Capital Provides

  • Bank Statement Loans
  • No Tax Return Loans
  • No W2 Mortgages
  • No Income Verification Loans
  • Mixed-Use Financing

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