What Is a Jumbo Loan?

A Jumbo Loan or Jumbo Mortgage is a type of loan that sometimes exceeds the governments limitation for loans set at the beginning of each calendar year. The value of a Jumbo Loan varies from state to state and even from municipality to municipality.

While requirements for a Jumbo Mortgage change from year to year, you can always count on the fact that in order to obtain a Jumo Loan your credit score must be stellar, some say over 700.  You'll also need a very low income to debt ratio. In addition, you should be able to show pay stubs and your most recent W2 forms to reconcile your proof of income.

The rates for Jumbo Loans can vary considerably and are generally quite expensive. These rates might stop you from getting your dream home. However, if there’s one firm committed to helping you realize your dreams of owning a home from New York to Florida that requires a Jumbo Loan, it’s Atlantic Home Capital.

We have helped countless homeowners in getting them the best Jumbo Loans. By providing a seamless and smooth processing experience, we have established ourselves as one of the leading loan providers in New York, Florida, Connecticut, Maryland, Alabama, Tennessee, and New Jersey.

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We have hired experienced mortgage consultants that go above and beyond in helping you with your jumbo loan needs. Our streamlined yet extensive process for determining eligibility helps us ensure that your loan gets approved. We’ll sit with you to gauge your financial situation and recommend loans that aren’t too heavy on the pocket!

Our goal is to become the national Jumbo Loan lender of choice and ensure our customers get the best options for financing. With over 20 years of experience and industry connections, we make it easy for our clients to find suitable loans to realize their dreams of homeownership.

If you’re looking for Investment Property Loans in FL, NY, NJ, CT, TN, or AL, reach out to Atlantic Home Capital.

Atlantic Home Capital Provides

  • Bank Statement Loans
  • No Tax Return Loans
  • No W2 Mortgages
  • No Income Verification Loans
  • Mixed-Use Financing

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