The Ultimate Guide to FHA Energy-Efficient Mortgage Loans

Solar panels on the roof of a home

Have you ever wanted to pay lower premiums on your mortgage andlower your energy bills simultaneously? It might sound too good to be true, but the Federal Housing Authority (FHA) energy-efficient mortgage program makes this a reality! FHA energy-efficient mortgage loans were formally launched in 1995 and designed to encourage people to develop sustainable homes.They provide an array…

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The Complete Guide to FHA 203(k) Mortgage Loans

A kitchen

Did you know consumer spending on home improvements hit an all-time high at the height of the COVID-19 pandemic? With the need for social distancing over the last few years, most people stayed at home and renovated everything from pools to home gyms. This caused household expenditure on revamping living spaces to reach almost $420 billion…

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What Is An FHA Loan?

A picture of a stunning white concrete house

FHA loan is one of the most prominent loan systems in the United States. It is a government-backed program that started back in the 1930s and has since then helped hundreds of people become proud home and business owners. Today, FHA loans have gained a lot of popularity for their flexible credit requirements and low down…

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